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Apples and oranges: Lifetime and legacy giving with IRAs

Retirement assets are becoming an increasingly important part of charitable planning. Americans hold more than $50 trillion in retirement accounts - nearly $20 trillion of which are held in IRAs. Meanwhile, the Great Wealth Transfer is underway, with more than $120 trillion expected to change hands over the coming decades. As retirement assets continue to grow and the Great Wealth Transfer accelerates, consider making two questions a regular part of conversations with charitably inclined clients.

5 year-end charitable giving conversations you need to have

New charitable deduction rules took effect in 2026, and markets may have created opportunities for clients to give appreciated assets - not to mention the usual changes in families, businesses and finances that are inevitable every year. To make the most of these situations, here are five important conversations to have with your clients this year.

Smart year-end strategies for better giving

Now is the time to begin conversations with your tax and financial advisors about bunching and about your charitable plans in general. Loop us in early and let us help you make the most of your giving.

Community invited to shape future of The Quarry at The Falls

Sioux Falls residents will get their first opportunity to learn about plans for The Quarry at The Falls and share ideas about its future during a free, family friendly celebration Thursday, Oct. 1, from 4 to 6:30 p.m. at the future site of The Quarry at The Falls, 1110 N. Weber Ave.

‘Bunching’ strategy may help clients achieve tax, charitable goals

By concentrating, or “bunching,” donations into one year, your client may be better positioned to itemize deductions in that year while claiming the standard deduction in subsequent years, potentially producing greater cumulative tax savings over time.

Sioux Falls Area Community Foundation awards more than $170,000 in grants to local nonprofits

The Community Foundation awarded more than $170,000 in grants in its latest round of funding. The grants will help more homebound seniors receive meals, connect families with health resources, support crisis advocacy and therapy services and give foster families an affordable transportation option.